Today is the 2nd day of January 2018 and I am 2 days into my journey to pay down $178,290 in debt, build wealth and achieve financial independence! I've read so many blogs that tell how someone "got out of debt"- AFTER they've reached their goal. But very few blogs are written as the author… Continue reading The Journey Begins
Every family encounters the occasional unexpected medical bill. But what happens when you're suddenly hit with an onslaught of bills and you are struggling to pay them? Here are six steps to follow when dealing with medical bills. Open up your bills! Resist the urge to bury your head in the sand and hope the… Continue reading How to Pay Unexpected Medical Bills
Recently, I have discovered cash back websites that give a percentage of your online orders back to you in the form of cash. That means that you can earn money back on everything you purchase for your home. Now, you might be thinking, "I thought I was supposed to be saving money, not spending it!"… Continue reading How to Make Cash Back Sites Work for You
In my quest to get out debt and build financial independence, I have come up with a plan to live on half my income! Yep, that's me plus two teenage children, living in Austin TX on $2782 a month!! You might think that living on this small sum is leaving us feeling deprived. But it… Continue reading How I’m Living on Half My Income
As I've begun my journey to get out of debt, I've been considering what has worked for me in the past and what hasn't. What I've realized is that although my debt is staggering, if I solely focus on getting out of debt, my financial picture will be full of holes. You see, if I… Continue reading Why You Should STOP Focusing on Getting Out of Debt!
If you are like me, you may have grown up with parents who did their best to make ends meet, but usually had "more month than money". We learn about a relationship with money through our parents' modeling, and if what was modeled was a "poverty mentality" then we need to find new models. According… Continue reading How to Think Like a Millionaire
Ever notice that the moment you decide to change your life, every obstacle seems to suddenly rise up against you? I mean, things already have to be pretty bad to get someone to change their behavior. The last thing they need is to have to deal with unexpected "calamities". Yet, this is exactly what Murphy's… Continue reading Murphy’s Law Against My Will
Just as I decided to get serious about paying down my debt and building wealth, wouldn't you know it that I would get an unexpected call from a debt collector? The man on the phone told me they had just purchased my debt from a hospital which I had been seen at back in 2015.… Continue reading Negotiating with Debt Collectors