The Journey Begins

Today is the 2nd day of January 2018 and I am 2 days into my journey to pay down $196,556 in debt, build wealth and achieve financial independence! I've read so many blogs that tell how someone "got out of debt"- AFTER they've reached their goal. But very few blogs are written as the author… Continue reading The Journey Begins

Budgeting Money

How to Pay Unexpected Medical Bills

Every family encounters the occasional unexpected medical bill. But what happens when you're suddenly hit with an onslaught of bills and you are struggling to pay them? Here are six steps to follow when dealing with medical bills. Open up your bills! Resist the urge to bury your head in the sand and hope the… Continue reading How to Pay Unexpected Medical Bills

Making Money

How to Make Cash Back Sites Work for You

Recently, I have discovered cash back websites that give a percentage of your online orders back to you in the form of cash. That means that you can earn money back on everything you purchase for your home. Now, you might be thinking, "I thought I was supposed to be saving money, not spending it!"… Continue reading How to Make Cash Back Sites Work for You

Money Psychology

How to Think Like a Millionaire

If you are like me, you may have grown up with parents who did their best to make ends meet, but usually had "more month than money". We learn about a relationship with money through our parents' modeling, and if what was modeled was a "poverty mentality" then we need to find new models. According… Continue reading How to Think Like a Millionaire


Murphy’s Law Against My Will

Ever notice that the moment you decide to change your life, every obstacle seems to suddenly rise up against you? I mean, things already have to be pretty bad to get someone to change their behavior. The last thing they need is to have to deal with unexpected "calamities". Yet, this is exactly what Murphy's… Continue reading Murphy’s Law Against My Will

Saving Money, Uncategorized

Negotiating with Debt Collectors

Just as I decided to get serious about paying down my debt and building wealth, wouldn't you know it that I would get an unexpected call from a debt collector? The man on the phone told me they had just purchased my debt from a hospital which I had been seen at back in 2015.… Continue reading Negotiating with Debt Collectors

Investing Money, Kids and Money

A Fun Way to Teach Your Kids About Investing

My son is a curious 14 year old entrepreneur. He earned a little over $1,000 last year doing odd jobs for family and neighbors! Now he's interested in finding ways to make that money grow, but I was having a lot of difficulty finding an investment vehicle for a minor, which didn't require me to… Continue reading A Fun Way to Teach Your Kids About Investing